Wednesday 30 August 2017

Common Camera Settings for Beginners

Single-Point AF-Area Mode

Many beginner photographers often wonder what camera settings they should use to get the best possible results with their current camera gear. While there is no set rule for camera settings that work well in every shooting environment, I noticed that there are some settings that I personally set on every camera I use, which are universal across all brands of cameras on the market. These are the “base” settings I set initially – once they are done, I rarely ever revisit them. In addition, there are particular camera modes that make the process of capturing images easier or quicker, especially for someone who is just starting out. Let’s go through these common camera settings in more detail!

[Read More...]



from Photography Life https://photographylife.com/common-camera-settings#utm_source=rss&utm_medium=rss&utm_campaign=common-camera-settings

Sunday 27 August 2017

Nikon D850 vs D810 vs D800 / D800E

Nikon D850 vs D810 vs D800 / D800E

In this Nikon D850 vs D810 vs D800 / D800E comparison article, I will go through all the differences in specifications between these DSLR cameras and talk about what has been added, changed or improved with each generation. While both Nikon D810 and D800 / D800E cameras have been very popular among many enthusiasts and professionals for the past few years, the Nikon D850 is clearly a huge step up in many ways for the D8x0 line of cameras. It is the first high-resolution Nikon DSLR that is aimed at many different photography genres, from landscape and macro, to sports and wildlife photography. Let’s take a look at what the D850 brings to the table when compared to its predecessors.

[Read More...]



from Photography Life https://photographylife.com/nikon-d850-vs-d810-vs-d800-d800e#utm_source=rss&utm_medium=rss&utm_campaign=nikon-d850-vs-d810-vs-d800-d800e

Nikon D850 vs Canon 5D Mark IV

Nikon D850 vs Canon 5D Mark IV

With the release of the Nikon D850, one might be wondering how the Canon 5D Mark IV would compare to it side-by-side in terms of specifications, since both compete directly with one another. The Canon 5D Mark IV was announced almost exactly a year earlier in August of 2016, so it is a fairly recent release that will most likely not be updated for at least several more years. Now please keep in mind that such camera comparisons do not take into account lenses, accessories and other systems differences, so I ask that our readers take such comparisons with a grain of salt. It would be foolish to change systems every time a better camera comes out, because manufacturers like Nikon and Canon are known to leapfrog each other every few years!

[Read More...]



from Photography Life https://photographylife.com/nikon-d850-vs-canon-5d-mark-iv#utm_source=rss&utm_medium=rss&utm_campaign=nikon-d850-vs-canon-5d-mark-iv

Friday 25 August 2017

Nikon D850 High Resolution Image Samples

Nikon D850 Sample Image (2)

Earlier today Nikon published a few high-resolution image samples from the new Nikon D850. While the original files are monstrous in size (up to 25 MB in full 45.7 MP JPEG), I went ahead and ran them through JPEGMini Pro to make them a bit more manageable to see and download, especially for those who are on slower Internet connection. The high resolution images from the Nikon D850 look stunning and this time Nikon did a good job with selecting solid image samples! Don’t forget to right click the images, select “Save Target As” and save these images into your computer for the best viewing experience.

[Read More...]



from Photography Life https://photographylife.com/nikon-d850-high-resolution-sample-images#utm_source=rss&utm_medium=rss&utm_campaign=nikon-d850-high-resolution-sample-images

Portraits of New Yorkers During the Eclipse

 

As a total eclipse appeared across the United States, darkening the sky from Oregon to Nebraska to South Carolina, dozens of my blogger friends road tripped to the path of totality to see the eclipse in person.

Me? Nah.

Traveling for the eclipse kind of seemed like something I’d do — especially since I still haven’t been to Nashville, which was in the heart of the path — but this August was a very busy work month for me and it wasn’t a great time for another trip.

Instead, I chose New York.

My friend Amy invited me to join her at the Museum of Natural History, which was putting on several events for the eclipse, including a party on the terrace. I was in! We both dressed up and Amy’s galaxy dress got her a million compliments!

And even though the sky didn’t completely darken — New York had about 70% coverage — it was so worth it to go to the event.

This was everything that I love about New York.

People from all walks of life coming together to celebrate science and nature. New Yorkers of every age and size and color, plus plenty of guests visiting from around the world. People with families, people with friends, people who came solo. People making new friends all around them. Everyone in one place, equally enthralled by what lay before us.

My heart swelled with happiness. For the millionth time, I knew I moved to the right city.

Being a photographer is like constantly being itchy. Everywhere you go, you see potential shots appear before you and the only cure for the itch is to take that photo. Usually I’m that way with scenery — but on this day, it was all about the people. I’m usually quite shy about photographing people, but an event like this was perfect because everyone was happy, distracted, and wearing dark glasses.

Here are some of my favorite shots of the day. I hope you enjoy them.

Getting ready for the show to begin.

I wonder if these girls coordinated their outfits in advance.

Everyone had either glasses or mini telescopes!

If you’ve never worn eclipse glasses, they block out EVERYTHING except the sun! It’s almost like wearing opaque lenses. That made getting candid shots a lot easier…

I love this kid! So enthralled, and those braces!!

Staking out the best spot on the terrace!

I love this father-son shot!

Wonder if this lady was able to see the International Space Station with those binoculars…

I don’t do it for the ‘gram, I do it for science.

Even the newscasters had to pause!

A sweet family moment.

 

Even without eclipse glasses, there was reason to celebrate!

Overall, it was a day we’ll never forget.

Which of these photos is your favorite?



from Adventurous Kate http://www.adventurouskate.com/portraits-of-new-yorkers-during-the-eclipse/

Thursday 24 August 2017

Everything You Need to Know About the Nikon D850

Nikon D850 Seethrough View

Now that the Nikon D850 has been officially announced, it is time to take a closer look at the camera’s features. Nikon has introduced a number of great features with the D850 that we have never seen on other Nikon DSLR before, so I thought it would be a good idea to write a separate article that highlights these in detail. The Nikon D850 combines the power of a high-speed camera with a high-resolution sensor and in many ways represents something many Nikon shooters have been asking for – a true Nikon D700 replacement. Let’s see what the D850 has to offer and why you might want to consider moving up to it.

[Read More...]



from Photography Life https://photographylife.com/everything-you-need-to-know-about-the-nikon-d850#utm_source=rss&utm_medium=rss&utm_campaign=everything-you-need-to-know-about-the-nikon-d850

Meet the Team: The Many Faces of Nomadic Matt

Nomadic Matt's team
From tech and coding to design to fixing bugs getting readers books when downloads fail to scheduling social media or running the forums, it takes a village to run this website. I simply couldn’t run the website, write, travel, eat, sleep, or anything in between if I didn’t have the support and help of an amazing group of people – and I think it’s time you formally met them all! So, without further ado, here’s team Nomadic Matt:

Erica

Nomadic Matt's boss
Erica has been working for me for over three and a half years and is my director of global operations i.e. right hand woman. She keeps this ship afloat. In her own words:

I grew up in Connecticut and went to school in Virginia. During a quarter-life crisis at age 21, I chose to finish my last year of college on an adventure in Qatar! From that moment on, my life revolved around traveling cheaply with the money I earned from waitressing. That budget got me to teach English in Isaan, Thailand, and South Korea; farm on St. Vincent and the Grenadines in the Caribbean; and volunteer in rural Zambia. At age 26, I returned home to Connecticut, determined to get a job in travel. Soon after, I met Nomadic Matt at a travel meet-up in NYC, and the rest is history.

I whole-heartedly believe that traveling makes friends of strangers, and the more friends there are in the world, the more peace there is in the world.

13 Facts about Me

  1. At 15, I helped build a schoolhouse in Nicaragua.
  2. Living in a termite clay hut without electricity or running water in Zambia for six months was probably one of the most trying (and simple), exciting (and boring), and perspective-shifting experiences of my life.
  3. I’ve cut off my hair and donated it to Locks of Love, twice!
  4. I once hunted for possums on the island of St. Vincent with a bunch of Rastafarians. We caught four and made soup.
  5. In Costa Rica, I stayed at in a sustainable living community called Rancho Mastatal, where I learned how to farm yuca, make beer out of turmeric, and build a house out of cob.
  6. When I was 15, John Stamos kissed my cheek after I saw him in Cabaret on Broadway.
  7. I taught English in South Korea for 14 months and was able to easily save enough money for 21 months of non-stop travel.
  8. This music video I made used to be one of the top hits when you searched for St. Vincent and the Grenadines.
  9. In Zambia, my friend and I were given a live chicken as a present. We were vegetarians, so we traded it for a pair of second-hand jeans at the market.
  10. I got 19 people (the students and teachers on the FLYTE trip) into an airport lounge for free. I think that’s a travel hacking record!
  11. I’ve attended a Qatari princess’s wedding sporting mink eyelashes.
  12. In Korea, I dated a guy who spoke no English and we basically communicated through drawing pictures and reciting American rap lyrics.
  13. I think Matt spends a majority of his day editing out my exclamation points from my research, emails, newsletters, etc! (Matt says: This is very true.)

Christopher O.

Nomadic Matt's community manager
Chris joined the team as the part-time manager of the forums back in 2015. Since then, he’s branched out into the Superstar Blogging program and our soon-to-be-launched community platform, Nomadic Network. In his own words:

I grew up in a small town in Ontario, Canada, and spent my formative years listening to punk rock, reading Star Wars novels, and generally getting up to no good. After ditching my lifelong plan to be a lawyer, I decided to give travel a try. I headed to Costa Rica on a whim and have never looked back! It wasn’t long after that trip that I took a break from university (where I was studying history and theatre) to move to a monastery in Japan in 2007. I’ve more or less been wandering around ever since. Some notable adventures include taking the Trans-Siberian Railway across Russia and Mongolia, walking the Camino de Santiago twice, and going on a 10-day road trip around Iceland with complete strangers. When I’m not traveling, I live in Sweden and can be found reading, writing, or struggling to improve at chess.

13 Facts about Me

  1. I spent nine months living in Buddhist monasteries.
  2. I lived in a tent for a year.
  3. I was once stalked by a jaguar and chased by a crocodile — on the same trip.
  4. I haven’t had alcohol in 13 years.
  5. I’ve broken all my fingers and toes, and my nose three times, and I’ve fractured both my wrists.
  6. I worked on an organic farm for 11 years.
  7. I co-owned a restaurant in Canada.
  8. I grew up next door to Avril Lavigne.
  9. I once ate an entire nine-course meal (I was the only person there to eat everything!).
  10. I played inter-mural Quidditch in high school and was our team’s Seeker.
  11. I have a Star Wars tattoo.
  12. I’ve been vegan for 12 years.
  13. I have a scar from a fight that broke out over which Norse god was “the best.”

Chris R.

Nomadic Matt's tech guy
Chris, aka The Aussie Nomad, is a (kinda) former blogger who does all the tech and development work for the website. He keeps it running, fixes any errors you find, and deals with my constantly changing design desires. In his own words:

I’m living the good life in Western Australia by the beach with my amazing family. I got into the world of blogging after quitting my job, backpacking around Europe and, as all Aussies do, undertaking a working holiday in the UK. Like all of us who travel and fall in love with it, nobody wants to go home afterwards.

That adventure got me into creating a travel blog many years ago, which is how I first came to know Matt. I have since repurposed my IT skills from my old life and formed my own business to help out other bloggers with their websites.

13 Facts about Me

  1. I love Belgian beer (and I even married a Belgian).
  2. I’ve worked with Matt the longest out of anyone here. (Take that team!)
  3. I took off to backpack Europe when I was 29.
  4. I’m an advocate for Vegemite and believe all visitors to Australia must try this national treasure.
  5. One of my favorite activities is to take a long road trip, especially with family and friends.
  6. I have no idea how four-way stop signals in the U.S.A. don’t all end up as accidents.
  7. I do not drink Fosters. It’s a terrible beer. No one in Australia actually drinks it.
  8. I like to think of myself as an amateur photographer.
  9. I failed kindergarten as I wouldn’t say goodbye to the teacher.
  10. My first job was working in a supermarket.
  11. I can’t sleep on a plane – no matter how long the flight is.
  12. I can name every Thomas the Tank Engine character thanks to my son.
  13. I don’t drink coffee or get people’s love for it. Tea all the way!

Raimee

Nomadic Matt's social media manager
Raimee is the newest team member and does all our social media. She schedules posts, tweaks my terrible photos so they look good on Instagram, builds our content calendar, and creates all our quote & Pinterest graphics! In her own words:

When I was just 14 years old, I took my first international trip to Honduras and Belize with my family. Ever since then, I’ve been hooked on experiencing new cultures, connecting with people from all walks of life, and learning about myself and the world through the power of travel! After graduating with a degree in advertising and marketing from Michigan State University and four years as a digital marketing specialist, I realized that corporate life was not for me. My insatiable need to experience the world beyond a desk led me to search for a job-related to travel. I’ve followed this blog for many years, and now I get to work for it remotely while I strategize, manage, and report on the social media accounts — and I love every second of it!

13 Facts about Me

  1. I’m obsessed with Harry Potter. I’ve read each book at least 10 times, and, if I told you how many times, I’ve watched each of the movies, you probably wouldn’t believe me.
  2. I once “hung out” with Daniel Radcliffe at a Red Wings game in Detroit, and actually kept my cool the entire time.
  3. Visiting the Harry Potter studio tour in London was one of the best days of my life.
  4. My mom was obsessed with the 80’s horror movie Evil Dead directed by Sam Raimi, so she named me after him.
  5. After having visited about 30 countries, Iceland is still my favorite.
  6. My biggest travel dream is to take a road trip around New Zealand!
  7. The most fun I’ve had on a trip was on my first solo backpacking trip through Europe when I using Couchsurfing.
  8. I used to play the saxophone.
  9. I conquered my fear of heights by jumping off a cliff in Croatia — twice!
  10. I love languages and was close to being fluent in German during college.
  11. I’m terrified of flying.
  12. In another life, I would have been a film director/producer. Maybe some day!
  13. My favorite number is 13.

Nomadic Matt

a photo of Nomadic Matt
And, finally, there’s me. You probably know a lot about me after nine and half years of blogging (sometimes I forget how long it’s been), but here’s a quick refresh:

Growing up in Boston, I was never a big traveler. I didn’t take my first trip overseas until 2004. That trip changed my life and opened me up to the possibilities the world had to offer. One year later, I went to Thailand, where I met five backpackers who inspired me to quit my job and travel the world. In 2006, I left for a yearlong backpacking trip — and have been “nomadic” ever since.

13 Facts about Me

  1. I love politics as much as I love travel and will debate for the joy for it.
  2. I love to cook — and I’m kinda good at it too!
  3. When I was in high school, I was my state’s champ in “Magic: the Gathering.” I know — super nerdy, right? It got me a free trip NYC with my friend (who came in number two!).
  4. I always worry about the future and often use my time back home to develop skills needed for the Zombie Apocalypse. Shout-out to my prepper friend Vanessa for teaching me about seeds!
  5. I once met Paul Giamatti on the streets of NYC and he was as grumpy as I imagined.
  6. I am an unabashed Taylor Swift fan and can’t wait for her new album!
  7. Kevin Spacey is my favorite actor, and I’ve seen The Usual Suspects twenty times.
  8. I believe aliens exist. It’s mathematically impossible they don’t.
  9. I’m terrified of flying.
  10. I learned to swing dance so I could throw myself a Gatsby-themed birthday party.
  11. Both sides of my family came through Ellis Island and you can see their names on the wall where they list all the immigrants.
  12. I used to be the head of a program by the Massachusetts Sierra Club that promoted energy efficiency.
  13. I went to college to be a high school history teacher.
***
Also, I’d like to acknowledge our part-timers too: Candice, who helps with admin and research; Richard, our fearless copyeditor (whose efforts I often ruin by changing posts last minute); Keith, our design genius; Brice and Julie, our user experience gurus; and Courtney, who keeps our charity, FLYTE, up in the air with her executive directing wizard ways!

So there you have it! The Nomadic Matt team! It’s weird to think this blog I started to simply be online résumé for freelance jobs now requires eleven people to run. I always thought the more systems, automation, products, and passive income I set up, the easier it would be. I could just sit on a beach. But it seems the more we do, the more we create, the more projects I tell the team we’re taking on, the more help we require. I guess that is the nature of the beast but I would have it no other way. I love what we do here. We help a lot of people realize their dreams.

And a guy couldn’t ask for better co-workers to help make that happen.

The post Meet the Team: The Many Faces of Nomadic Matt appeared first on Nomadic Matt's Travel Site.



from Nomadic Matt's Travel Site https://www.nomadicmatt.com/travel-blogs/meet-the-team/

Nikon D850 Announcement – The Monster Has Arrived!

Nikon D850

Back in July, Nikon teased us with its “development announcement” of the upcoming D850 camera. Aside from a teaser video and some hints here and there about what to expect from the upcoming DSLR, Nikon gave no other information, so we had no clue what to expect in terms of specifications. Today, the company has finally revealed the upcoming high-resolution monster, the Nikon D850. And I have to say, this is without a doubt Nikon’s most technologically advanced cameras to date. First of all, Nikon was able to cram quite a few pixels into the full-frame sensor – 45.7 million of them to be exact. However, that’s not the impressive part, since we have already seen a full-frame sensor with even more resolution. What’s truly impressive, is that Nikon has been able to deliver this resolution at a whopping 7 frames per second (fps), which is one heck of a lot of data to push through any camera! Autofocus-wise, the Nikon D850 gains the same powerful AF system from the Nikon D5 (with a total of 153 autofocus points) and with the added power of a battery back, it is possible to even get to 9 fps, which makes the camera a versatile choice for all kinds of photography – from landscapes and macro to sports and wildlife. In addition, Nikon has also made the D850 an attractive choice for movie makers, because it can deliver 4K video shooting without any cropping. Couple all this with a few extra features and functions that we have never seen on any Nikon camera before, and the D850 looks like an absolute monster. Let’s take a look at what the camera has to offer in more detail!

[Read More...]



from Photography Life https://photographylife.com/nikon-d850-announcement#utm_source=rss&utm_medium=rss&utm_campaign=nikon-d850-announcement

Wednesday 23 August 2017

2017 Total Solar Eclipse Images

Solar Eclipse Diamond Ring

I am currently traveling in Wyoming with a couple of friends and we are on our way home, after an unsuccessful attempt to stay in Yellowstone National Park – it turned out to be a complete zoo, even a couple of days after the total eclipse. I don’t know what we were thinking! Considering how many people have come from all over the world to see the eclipse, it was only natural that many of them would want to go and see the Teton / Yellowstone area. My backup plan was to go north to Montana, but pretty much the whole state is burning at the moment and the smoke is all over Wyoming as well. In the meantime, I wanted to share a few images of the total solar eclipse that my friends and I captured on August 21st. I am planning to write a more detailed article with more details, but meanwhile, I hope you enjoy these images!

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from Photography Life https://photographylife.com/2017-total-solar-eclipse-images#utm_source=rss&utm_medium=rss&utm_campaign=2017-total-solar-eclipse-images

Photographing Bees with Extension Tubes and Five Different Lenses

bees with 5 lenses 7

Many photographers have an interest in close-up photography but may find it hard to justify the cost of adding a dedicated macro lens to their existing interchangeable lens camera kit. They may decide to use extension tubes instead. The objective of this article is to demonstrate how extension tubes can be used with a range of different lenses to photograph the same type of subject matter. In this case, I used a combination of two extension tubes (10mm and 21mm) and five different lenses to capture close-up images of bees.

[Read More...]



from Photography Life https://photographylife.com/photographing-bees-with-extension-tubes-and-five-different-lenses#utm_source=rss&utm_medium=rss&utm_campaign=photographing-bees-with-extension-tubes-and-five-different-lenses

Monday 21 August 2017

How to Buy Good Travel Insurance

travel insurance nomadic matt
Travel insurance is one of the most important things you’ll need for your trip. You wouldn’t have a car without car insurance, a home without home insurance, and you can’t have a trip without travel insurance.

Why? Because travel insurance is what will provide you with medical coverage when you get sick or injured, reimburse you when your camera breaks, your flight is canceled, a family member dies and you have to come home, if lose a bag, or something is stolen. It’s all-purpose emergency coverage and is the single most important thing you should get for your trip (but hope to never have to use). It’s the one thing I strongly, strongly advise travelers to never leave home without because I’ve seen it help so many – and so many others regret being cheap and not getting it! For only a few dollars a day, it’s a no brainer.

I used it for a doctor in Argentina, when my camera broke in Italy, my ear drum popped in Thailand, and my luggage was stolen in South Africa. Each time I was reimbursed my expenses and was made whole again.

Travel insurance was there when my friend had to be helicoptered out of the Amazon after he fell off a boat, when friend’s father died and she had to fly home, and another got her bag stolen. Travel insurance makes sure you don’t lose money and are always protected. (My favorite travel insurance provider is World Nomads. They always have my back when something like the above happens. I’ve been using them since 2003.)

Since most health programs don’t cover you overseas and credit cards offer really limited protection, travel insurance is something you definitely need to protect against the unknown. After all, you don’t want to end up like my friend who didn’t have insurance when her computer was stolen and had to pay out of pocket for a new one.

Since travel insurance is one of the most complex, important and confusing aspects of trip planning, I want to break it down for you, help you understand what it is about, and show you how to avoid getting a bad insurance plan:

What to look for in a great plan

There are a lot of options out there. Insurance is a billion-dollar business, and everyone wants their hand in the cookie jar, thus you face a mind-numbing number of choices that can be confusing and overwhelming. And, often, in the fine print, you’ll find that plans aren’t as good as you thought.

When looking for a plan, first make sure they have a high coverage limit on your medical expenses. A good company will provide up to $100,000 in coverage care, though more expensive policies will cover you for higher amounts. The maximum coverage limit you can find is around $1,000,000 USD, though I’m not sure why you would ever need a limit that large. High coverage limits are important because if you get sick, injured, or need serious attention and have to seek professional care, you want to make sure your high hospital bills are covered. The worst thing you can do is go cheap and get a policy with a $20,000 coverage limit, break a leg, and reach that limit before they are done taking care of you. Don’t be cheap with your health. Get minimum coverage of $100,000.

Second, you want to make sure your policy also covers emergency evacuation and care that is separate from your medical coverage. If you are hiking in the woods and you break your leg, your policy should cover your evacuation to the hospital. If a natural disaster occurs and you need to be evacuated to somewhere else, your plan should cover that as well. This protection should cover an expense of up to $300,000 USD.

Additionally, evacuation also should mean from the hospital to your home country. Standard emergency evacuation usually includes this provision, but it’s important you double-check a company will cover the cost of your flight back home if you need it.

A great policy will always include the following provisions:

  • Cover most countries in the world
  • Some coverage for your electronics (and have the option for a higher coverage limit)
  • Cover injury and sudden illnesses
  • Twenty-four hour emergency services and help (you don’t want to call to be told to call back later)
  • Cover lost, damaged or stolen possessions like jewelry, baggage, documents, cameras, etc.
  • Cover cancellations such as hotel bookings, flight, and other transportation bookings if you have a sudden illness, death in the family, or some other emergency
  • Cover emergencies, strife in the country visited, etc., that cause you to head home early
  • Have financial protection if any company you are using goes bankrupt and you are stuck in another country

A quick note on electronics: most companies only have a small limit, usually up to $500 USD, as part of their basic coverage. You can often buy supplemental insurance to get a higher amount of coverage. For instance, Clements Insurance offers special coverage for your electronics. Prices vary depending on the country you visit ($145-195 per plan). Moreover, many regular and home insurance companies such as State Farm offer plans that can help you cover your electronics. Be sure to check if you find a travel with a lot of gear! My camera was covered because it was cheap. If you have an expensive DSLR or lens, get supplemental insurance! It will be worth it!

What isn’t covered is just as important as what is

Know what is also not covered by your plan. Most policies do not cover accidents sustained while participating in extreme adventure activities such as hang gliding, paragliding, or bungee jumping unless you pay extra. The majority of companies won’t cover you if you injure someone on the road (called third-party liability). Policies do not normally cover alcohol- or drug-related incidents, or carelessness in handling your possessions and baggage. You won’t get reimbursed if the problem happened because you were reckless (how “reckless” is defined is a matter up to each company). But simply: if a reasonable person wouldn’t partake in what caused your accident, you won’t be covered.

Moreover, you won’t be covered for pre-existing conditions or general check-ups. For example, if you have diabetes and need to buy more insulin, you won’t be covered. If you want to go see a doctor for a general check-up, you aren’t covered either.

Be Careful of Loopholes

Even the best travel insurance have their limits. Often, in the fine print, you’ll find that plans aren’t as good as you thought.

The medical portion of travel insurance is more about emergency care than being a replacement for your normal healthcare. A lot of people purchase insurance thinking it is, then get disappointed when they find out they can’t go get an annual physical with it. Travel insurance is accident insurance. It is there to protect you in case of emergency and, if need be, get you home in a hurry. If you want a global health plan (because you now live in Beijing), you need a completely different type of plan.

Your stolen goods coverage won’t pay you back for a lost wad of cash, your theft coverage won’t cover you if you left something in plain sight or unattended, and if civil unrest makes your destination unsafe but your government hasn’t called for an evacuation, you’re probably out of luck.

To summarize:

If you want: Include this in your travel insurance policy:
Payment for expenses if you get sick or injured on a trip Travel medical and accident coverage
To be taken to the nearest hospital or flown home if necessary Emergency evacuation and repatriation
Reimbursement if you get sick and have to cancel or end your trip early Trip cancellation AND trip interruption
Payment for lost, stolen or damaged luggage or goods Theft and lost coverage
Help finding a doctor abroad 24-hour assistance
Payment for rental car damage Car collision insurance (CDW)

List of the Best Insurance Companies

The world is FILLED with insurance companies. You’re going to come across thousands in your searches for a good provider so I’m going to list my favorites. Below are the companies I would be OK with my mother using. If you’ve found a company and it’s not listed here, it’s because I wouldn’t use them. I’ve researched hundreds of policies over the last ten years and have found the following companies to be good:

  • Clements – Great for high-end electronics coverage.
  • IM Global – The closest thing to normal health insurance like you have back home. It’s expensive but if you’re going to live in a place, it’s the best bet.
  • MedJet Assist – A good company all around.
  • STA Travel – For cheap folks who just want a cheap plan with very limited coverage.

If you’re a senior and over 65, use Insure My Trip. Many insurance companies don’t cover seniors or, if they do, are bloody expensive! Insure My Trip offers the best coverage and prices for older travelers and I suggest you use them!

travel insurance nomadic mattMy favorite company is World Nomads. I’ve been using them since I started traveling in 2003. They are very reputable, and claims are quickly and fairly processed. This is a company built by an ex-nomad so he gets the traveler mindset. I enjoy World Nomads because I can purchase and renew my insurance policy online in a matter of minutes, they have a very friendly and responsive staff who answer questions and help solve problems via social media, they have great customer feedback, and most importantly, they provide a lot of coverage at a fair price. If there’s one company I would recommend, I would say go with them. They are also endorsed by Lonely Planet and National Geographic, which tells you how good they are!

Buy as Soon as Possible

Even though you can wait until you leave, it’s best to get your travel insurance as soon as possible. Every day you wait, there’s a chance something could happen and you can’t get a travel insurance after the fact. If a hurricane ruins your trip, your travel insurance would only cover you if you bought it before the hurricane formed. Buy a plan the day after you go to the doctor but before he tells you you’re sick? Your plan won’t cover you since your original visit happened BEFORE the plan!

Don’t wait to get insurance because it will only cover you for things that happened AFTER you bought the plan. Don’t wait and get out of luck. I’ve seen it happen too often. The second you know you are going somewhere and have the dates, buy travel insurance!

There’s a 99.99% chance you will never need to use the policy you bought, but accidents happen and life on the road is uncertain. It’s better to be safe than sorry, especially when you are in a different country, thousands of miles from home.

Don’t want to end up like my friend in Peru, who decided against coverage, only to break her arm and have to spend lots of money to get it fixed in Lima.

Be smart and get coverage.

You can use the widget below to find a plan for your trip:

 
STILL CONFUSED? READ NEXT —-> 10 common questions (and answers) about your travel insurance

P.S. –  If you’ve found this article helpful, please consider booking via the links here as it helps keep the website community supported and advertiser free. All the companies are ones I use myself in my own travels. If you have any questions, email me!

The post How to Buy Good Travel Insurance appeared first on Nomadic Matt's Travel Site.



from Nomadic Matt's Travel Site https://www.nomadicmatt.com/travel-blogs/travel-insurance/

A Different 24 Hours in Philadelphia, My Former Least Favorite City

If you had a chance to revisit your least favorite city, would you go? Recently I got an interesting opportunity in my inbox. Booking.com invited me to visit my least favorite city for 24 hours and give it a second chance, staying in really nice accommodation and doing lots of nice activities.

I was intrigued, and I immediately knew the city to visit: Philadelphia.

I’ve been to Philadelphia somewhere around eight times. And while I don’t hate the city, I’ve never really liked it. It’s always felt small and dirty to me, short on attractions and limited in focus. As a native Bostonian, Philadelphia feels like it has all of Boston’s worst qualities but none of the best.

But I knew it had to be better. My sister loves it, to start, and so do many of my travel blogger friends. Additionally, almost all of my Philly visits were pre-blog; the lone visit post-blog was mainly hanging out in the suburbs with my friends Kelly Anne and Dave and only briefly venturing into the city. I’ve changed a lot as a person since then, and my travel style has changed significantly as well.

Plus, Philly is only 90 minutes away from New York by train. That is so close! How nice would it be if I had a city I loved that close by?

Switching to Holiday Mode

Booking.com has been researching how people can make their trips better by de-stressing in advance and planning for a relaxing trip. It’s all about taking care of your mind and body, getting yourself to a good place so you can see your destination at your best self.

For me, I didn’t want to end up with a self-fulfilling prophecy. I would genuinely go into Philadelphia with an open mind this time. I would take care of myself, I wouldn’t push too many activities, I would spend time outside and do lots of walking.

This would be different from my past trips. No cheesesteaks. No South Street. No Liberty Bell. No running up the steps of the art museum like Rocky. I would spend my 24 hours enjoying the city the way I wanted to.

By 5:30 PM, I was checked into my accommodation and I started the clock.

5:30 PM: Get settled in at ROOST Midtown

While a lot of people will head out right away, I think it’s important to take a moment and relax for a bit. Heading straight out after arriving is more likely to stress me out; I prefer to take a few moments of quiet solitude.

And what a place to enjoy that solitude.

ROOST Midtown is a condo-style hotel in Center City. It felt more like a private residence than a hotel and it was so big I could have done several cartwheels across the space.

This mid-century desk was the perfect spot to answer emails and get some last-minute work done.

Unusually, the bedroom didn’t have windows, but it did have an open loft to the living room which let in some natural light.

The bathroom was modern and stocked with adorable amenities.

This had all the pluses of an Airbnb — an apartment-like setup, self-catering facilities, laundry, and an awesome clubhouse on the roof — with none of the minuses, like having to coordinate being around at the same time so you can check in. I got the amenities I wanted with the privacy, discretion, and anonymity of a hotel’s front desk.

After a quick recharge, I headed out to explore.

6:30 PM: The Beautiful Streets Around Rittenhouse Square

Rittenhouse Square was a short walk away from my accommodation. This green space is one of the prettiest parks in Center City. But even better were the houses in the surrounding streets.

It amazed me how much the architecture varied in this neighborhood, yet how cohesive it was! There were moments when I felt like I was in Amsterdam, or Savannah, or even Harlem!

I’ve loved driving around and looking at fancy houses since I was a kid. Now that I’m grown, I still love walking around city neighborhoods and checking out the fabulous homes.

7:30 PM: Glass of Champagne

The secret to solo female travel confidence? Drink champagne. It immediately makes you the most interesting person in the room. I’m still shocked by how much that post resonated. Years later, girls still send me pictures of themselves drinking bubbly, saying, “Now I drink champagne just like you!”

Twenty Manning, with its elegant bar and dark wood tables, was a lovely restaurant for a pre-dinner drink.

8:30 PM: Tasting Menu at Talula’s Garden

I got a lot of recommendations for high-end Philly restaurants, mostly for high-end Israeli restaurant Zahav, followed by the French-influenced Laurel, but both were booked solid. Instead, I searched OpenTable and found Talula’s Garden, a restaurant specializing in local, seasonal cuisine.

I love eating local whenever possible, and seeking out local chefs’ takes on their region. (Even though New York local and Philly local is pretty much the same. Many of our local farms are in Pennsylvania!)

So how was it? OH MY GOD. This is one of the best meals I’ve had in recent memory. Seriously. And ten courses for $100 might sound crazy, but it was great value for food this good.

If you eat a la carte, my favorite dishes were the fried green tomato with smoked jalapeño, the seared scallop with smoky bacon and riddled cornbread, the grass-fed beef pappardelle bolognese, the “Jewel of Summer” soft cheese with peaches, and the blueberry apricot tarte tatin. I didn’t do the wine pairings but got a glass of white and a glass of red that the waitress recommended, as well as the included sparkling wine, and all three were spectacular.

As I left, my waitress told me, “I wish more women were like you — taking themselves out for a tasting menu, just because!”

“Oh, I’m actually a travel writer on assignment,” I said apologetically. “But I agree — women should! It’s something special to do for yourself!”

Talula’s Garden was easily the best thing I did in Philadelphia, and I recommend them highly.

11:00 PM: Cocktail at Hop Sing Laundromat

The entrance to this speakeasy is intimidating. Set in the middle of Chinatown behind a nondescript door, I got in line behind the one girl standing there and we waited for the door to open.

Finally, a Steve Harvey-looking dude poked his head out and demanded to know why we were there. “I’m here for my friend’s birthday party!” she yelped and was immediately let in.

“What about you?” he said with a glare.

“I — I just heard this was a good place!” I squeaked. “I just, you know, I’m alone but I thought it would be nice to check out, maybe have a cocktail…”

He sighed and let me in.

The girl and I were ordered to sit down and listen to the rules. Absolutely no photography. No bar photos, no selfies, no social media videos, no Instagram, and if you violated that, you would be kicked out immediately.

Got it.

The girl headed back to her group; I went to the bar, where there were only two chairs and I was the sole patron. Kind of weird for a Thursday night. I had a tasty gin and cucumber cocktail and briefly chatted with the bartender, but empty bars are a bit depressing when you’re solo, and I left after finishing the drink.

12:00 AM: Bedtime!

8:30 AM: Breakfast at Federal Donuts

I met up with my friend Dave for breakfast at Federal Donuts. (Do check out their website if you’re on a desktop — it’s hilarious!) This place is famous for tender, sweet donuts, and the fact that they serve them alongside fried chicken. If chicken and waffles makes so much sense, why not chicken and donuts?

To my dismay, chicken was not served until 11:00 AM, but the donut was no consolation prize. My peach cobbler donut was astoundingly fresh. I could have eaten another one right there.

9:15 AM: Coffee at Elixr Coffee Roasters

Coffee is always a priority for me, and I personally held off from getting coffee at Federal Donuts so I could enjoy an artisanal shop nearby. I decided to check out Elixr Coffee Roasters — a cool industrial space that catered to a wide variety of people. My flat white? Delicious!

10:15 AM: Mütter Museum

The strangest and most macabre attraction in Philadelphia is the Mütter Museum: a collection of medical abnormalities. You’ll find things like preserved diseased body parts and skeletons of all kinds, most of them deformed somehow. I love quirky and unusual museums, so this sounded like it could be fun.

I’ll be honest: I did not like this place. It was too disgusting for me. I had to actively suppress the urge to vomit the whole time.

But hey, don’t let that stop you. You might like it.

11:00 AM: Lavender Latte at Peddler Coffee

In my research I discovered that Peddler Coffee was a good midpoint between the Mutter Museum and the Barnes Foundation — and that they made a lavender latte with their own homemade lavender syrup. I’m still dreaming of the lavender spiced mocha I had in Savannah last year, so that was a must!

It was absolutely worth the stop. Definitely my favorite coffee of the trip.

12:00 PM: Barnes Foundation

This is an incredible collection of art. The Barnes Foundation is a stunning collection of art with a crazy history behind it. Dr. Albert Barnes amassed an incredible collection of art over the course of his lifetime and meant for it to be kept together in his home following his death; things did not go to plan. It’s the subject of the Netflix documentary The Art of the Steal.

There are tons of Matisses here, a handful of Picassos, a Van Gogh, some Renoirs, and hundreds of paintings by other artists, stacked up on top of each other in little rooms. I loved how it was structured — it felt far more intimate than most art museums.

Tip: get the app before you go! The Barnes Foundation has an audio guide that you can use on your phone.

1:45 PM: Reading Terminal Market

I’m surprised I missed Reading Terminal Market on all my Philly visits so far. This food market features dozens of food stalls hawking everything from Cajun eats to bakeries owned by the Amish.

(Tip: Please don’t photograph the Amish. Being photographed is against their beliefs. Though the women working here may be used to being photographed without their consent, that doesn’t mean that you should take advantage of that.)

The dish that came with the highest recommendation was DiNic’s roast pork sandwich, topped with sharp provolone and broccoli rabe. It’s been on lots of lists of “best sandwiches in America.” The verdict? Pretty good, but not life-changing by any stretch.

My friends warned me that the market would be super busy around lunch time, and they were right. It was a bit much for me.

3:00 PM: Philadelphia’s Magic Gardens

Artist Isaiah Zagar has dedicated himself to beautifying Philadelphia’s neighborhoods with his art since the 1960s. In the mid-90s, he began working on a lot on South Street, and in 2008, Philadelphia’s Magic Gardens were open to the public.

Today they are a beautiful place to wander, a place that hosts artistic events — and Instagram gold. My biggest surprise was that it wasn’t full of Instagrammers trying to get the perfect shot in every direction!

4:00 PM: Capogiro Gelato

I met up with Dave again for a gelato break! Capogiro‘s gelato isn’t like what I’ve had in Italy, but it was delicious nonetheless — incredibly creamy and smooth. Black Fig and Peaches and Cream were solid flavors.

4:45 PM: Browsing at Joseph Fox Bookshop

I’m always down to check out an independent bookstore. Joseph Fox Shop has an interesting array of books, including many from small presses I’ve never seen before. For a tiny place, they have strong sections on feminism, African-American studies, and cultural American studies.

I picked up a few essay collections by Roxane Gay and Zadie Smith.

5:30 PM: And that’s 24 hours!

That was my itinerary and it worked for me — but I should point out that this is a rushed itinerary for most people. I tend to sightsee very quickly when traveling solo and even for me this was a bit quicker than I would have liked to go.

Other than that, I was happy with how I spent my time.

Bonus Itinerary: Fishtown

Some of my favorite Philly experiences happened in the final evening after the 24 hours was up, so I’ll include them here:

That night I headed to Fishtown, which people are calling Philadelphia’s new hipster neighborhood. Truth be told, there were parts that looked exactly like Bushwick, Brooklyn.

I got dinner at the highly recommended Wm. Mulherin’s Sons (probably the worst restaurant name I’ve ever heard) and thoroughly enjoyed my double margherita pizza (regular mozzarella AND burrata!) and glass of lambrusco. The pizza was pillowy — an utter delight.

Next, I walked a few blocks down to ROOT to enjoy sparkling rosé with my lovely reader Maria and her friends Whitney and Naomi. Shortly after, my friend Jeff came to join us. ROOT is a fun wine bar with a great atmosphere in the heart of Fishtown.

The next morning, I headed to La Colombe for a gorgeous flat white before grabbing a Lyft and heading back to the train station. I’ve seen La Colombes in Boston and New York but I had no idea they were originally from Philly!

So how did I feel about Philadelphia this time around?

I enjoyed Philadelphia more this time around than I ever have before. Why? Because I visited on my own terms.

I’m no longer the 18-year-old who went to Philly with her glee club friends. I’m not going to visit a new city, have a group dinner at Cosí, take group photos in condom shops, and leave with new piercings. I like to think I’ve matured a bit since then.

Would I go back? Absolutely. I would come back for the food scene, the coffee, the wine, the cocktails, to stroll and enjoy the architecture, and to hang out in Fishtown. And especially to spend time with my friends.

I wouldn’t come back for the sights, though. While I loved the Barnes Foundation and enjoyed the Magical Gardens, I wasn’t overall impressed with Philadelphia’s sights. In fact, I found myself to be irritated by the crowds that swarmed the sights, much more so in other cities. Why is that? I’m not sure.

Philadelphia is so much better when you get off the beaten tourist path. If you haven’t been enjoying the city, perhaps that’s the problem. Go explore the cool neighborhoods and jump into the food scene. I think you’ll be surprised at what you find.

Essential Info: I stayed at ROOST Midtown, a condo-like apartment hotel in Center City. I loved the location, the spaciousness, and the clubhouse upstairs. This is a great option for accommodation in Philadelphia and I recommend it to others. Note that the sign on the building is discreet — they can’t put up a big sign because it’s a historic building. Google Maps sends you to the right spot. Rates from $162.

Talula’s Garden offers a ten-course tasting menu for $100 plus $50 for wine pairings; they’ll include a glass of sparkling wine and an espresso if you don’t do the pairings. They also offer à la carte menus.

Admission to the Mütter Museum is $18 for adults, $16 for seniors, $13 for youths and students, and free for children under 5.

Admission to the Barnes Foundation is $25 for adults, $23 for seniors, $10 on weekends and free otherwise for college students, $10 for youths, and free for children under 5.

Admission to Philadelphia’s Magical Gardens is $10 for adults, $8 for students and seniors, and $5 for children under 5.

I found it cheap and easy to get around Philadelphia using Lyft. Most rides cost around $6 before tip; to Fishtown and back was closer to $12.

This campaign is brought to you by Booking.com, who covered my stay in Philadelphia and monetarily compensated me. All opinions, as always, are my own.

Have you been to Philadelphia? What did you think?



from Adventurous Kate http://www.adventurouskate.com/a-different-24-hours-in-philadelphia-my-former-least-favorite-city/